3 Evergreen Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 3 Evergreen Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,423 sqft · built 1969
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Tax Bill	$17,363 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00702-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`63-00702-0000-00012`
Alternative APNs	`630070200012` `104204`

Interior

Stories	2 Stories
Building Area	3,423 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	37,897 sqft (0.87 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	104204
Street Address	3 EVERGREEN DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.870 AC
Legal Subdivision	PINEBROOK ESTATES
Legal Block	702
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2012
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00702-0000-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1810
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039621116
Date	Feb 17, 2021
Book Page	3962/1116
Instrument	2021020957

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,400 (-) Land $339,800 Building $330,600	$670,400 (-) Land $339,800 Building $330,600
2025	$17,363.00 (+1.73%)	$670,400 (-) Land $339,800 Building $330,600	$670,400 (-) Land $339,800 Building $330,600
2024	$17,068.00 (+2.96%)
2023		$670,400 Land $339,800 Building $330,600	$670,400 Land $339,800 Building $330,600
2022	$16,578.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 169 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.