14 Evergreen Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 14 Evergreen Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,730 sqft · built 1970
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Nov 2021)
Tax Bill	$15,941 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-00703-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`63-00703-0000-00005`
Alternative APNs	`630070300005` `104195`

Interior

Stories	2 Stories
Building Area	2,730 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	104195
Street Address	14 EVERGREEN DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	PINEBROOK ESTATES
Legal Block	703
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2011
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 31, 2019	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	2021174505
Deed Book / Page	4472 / 876
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 29, 2021
Property Address	14 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1811
Document Number	0044720876
Book / Page	4472 / 876
Instrument Date	Aug 18, 2021
Instrument	2021174505
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 EVERGREEN DR, 14, UPPER SADDLE RIVER, NJ 07458-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1811

Mortgage

Document Number	2021174506
Date	Nov 29, 2021
Instrument	2021174506

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	14 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1811
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040791188
Date	Apr 14, 2021
Book Page	4079/1188
Instrument	2021056894

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 31, 2019
Property Address	14 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1811
Document Number	0033090880
Book / Page	3309 / 880
Instrument Date	Jun 27, 2019
Instrument	19-049515
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EVERGREEN DR, UPPER SADDLE RIVER, NJ 07458-1811

Mortgage

Document Number	1904951501
Date	Jul 31, 2019
Instrument	19-049515.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0033090880
Date	Jul 31, 2019
Book Page	3309/880
Instrument	19-049515

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,500 (-) Land $339,400 Building $276,100	$615,500 (-) Land $339,400 Building $276,100
2025	$15,941.00 (+1.73%)	$615,500 (-) Land $339,400 Building $276,100	$615,500 (-) Land $339,400 Building $276,100
2024	$15,670.00 (+2.95%)
2023		$615,500 Land $339,400 Building $276,100	$615,500 Land $339,400 Building $276,100
2022	$15,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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