3 Emily Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 3 Emily Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2014)
Tax Bill	$7,092 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-33-126-033`

Property Details

APN / Parcel Number

Primary APN	`18-33-126-033`
Alternative APN	`322A1A19`

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	1833126033
Street Address	3 EMILY DR
City	SPRING VALLEY
State	IL
Zip	61362-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-VALLEY RIDGE SD L 19 DOC 14-4469
Legal Range	11
Legal Township	16
Legal Section	33
Legal Subdivision	VALLEY RIDGE SD
Legal Lot Number	19
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	4
Census Block	4003
Census Tract	965200

Owner

3 Emily Dr is owned and occupied by an individual who bought it in December 2014.

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 EMILY DR, SPRING VALLEY, IL 61362-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2014 · Amount on File
Deed Sale	Dec 8, 2014 · Amount on File
Prior Sale	Sep 9, 2014
Deed Document Number	20144469
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	2014R03227
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3 EMILY DR, SPRING VALLEY, IL 61362-1012
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R02824
Date	Jul 27, 2022
Instrument	2022R02824

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2052

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3 EMILY DR, SPRING VALLEY, IL 61362-1012
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	CARRINGTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04979
Date	Oct 29, 2021
Instrument	2021R04979

Lender

Name	COMPASS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Emily Dr was $7,092 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,092.00	$75,424 Land $13,222 Building $62,202	$226,272 Land $39,666 Building $186,606
2023		$65,150 Land $11,421 Building $53,729	$195,450 Land $34,263 Building $161,187
2022	$6,279.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Emily Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Emily Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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