Bureau County property record for 12 Emily Dr, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Mar 2017) |
| Tax Bill | $8,490 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-33-126-048 |
| Primary APN | 18-33-126-048 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Account Number | 1833126048 |
|---|---|
| Street Address | 12 EMILY DR |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY- VALLEY RIDGE SUB. LOT 31 D 17-1002 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 33 |
| Legal Subdivision | VALLEY RIDGE SD |
| Legal Lot Number | 31 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 965200 |
Source: Bureau County records · APN 18-33-126-048
Assessment roll updated May 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 EMILY DR, SPRING VALLEY, IL 61362-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 09, 2017 | Deed of Trust, Mortgage · Commercial Mortgage OTTAWA SAVINGS BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK |
| Mar 10, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | Mar 09, 2017 · Amount on Record |
| Deed Document Number | 20171002 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 12 EMILY DR, SPRING VALLEY, IL 61362-1012 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2017R01003 |
|---|---|
| Date | Mar 09, 2017 |
| Instrument | 2017R01003 |
| Name | OTTAWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.12% |
| Index | 5-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 12 EMILY DR, SPRING VALLEY, IL 61362-1012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | WHEATLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021R03676 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021R03676 |
| Name | OTTAWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Mar 10, 2017 |
| Property Address | 12 EMILY DR, SPRING VALLEY, IL 61362-1012 |
| Document Number | 2017R01002 |
| Instrument Date | Mar 07, 2017 |
| Instrument | 2017R01002 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1648 E 1553RD RD, STREATOR, IL 61364-9432 |
Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,490.00 (+12.69%) | $70,289 (-8.57%) Land $12,862 Building $57,427 | $210,867 (-8.57%) Land $38,586 Building $172,281 |
| 2023 | $76,875 (+8.41%) Land $11,110 Building $65,765 | $230,625 (+8.41%) Land $33,330 Building $197,295 | |
| 2022 | $7,534.00 | $70,911 Land $10,248 Building $60,663 | $212,733 Land $30,744 Building $181,989 |
Source: FEMA National Flood Hazard Layer as of August 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: Connecting Point Computer Center.
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING VALLEY serves 5,582 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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