3 Elm St, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 3 Elm St, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,926 sqft · built 1963
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$184,000 (Feb 2016)
Tax Bill$6,575 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-08202-0000-00012

Property Details

APN / Parcel Number

Primary APN12-08202-0000-00012
Alternative APNs
  • 1200118000500023
  • 12001180500023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,926 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleBi-Level
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area22,651 sqft (0.52 acres)
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number12001180500023
Street Address3 ELM ST
CityJACKSON
StateNJ
Zip08527-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description.52 AC
Legal SubdivisionLAKELAND SHORES SOUTH SEC 02
Legal Block8202
Legal Lot Number12
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2028
Census Tract717102

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address410 MONMOUTH AVE, 203, LAKEWOOD, NJ 08701-3747
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2016 · Amount on Record
Deed SaleFeb 25, 2016 · Amount on Record
Prior SaleMar 13, 2015
Deed Document Number201618445
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address3 ELM ST, JACKSON, NJ 08527-2717
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ELM ST, JACKSON, NJ 08527-2717

Mortgage

Document Number0181320394
DateOct 30, 2020
Book Page18132/394
Instrument2020127061
Lender
NameARK MORTGAGE INC
TypeMortgage Company
AddressSPRING VALLEY, NY 10977
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$454,700 (-) Land $195,000 Building $259,700$454,700 (-) Land $195,000 Building $259,700
2025$6,575.00 (-8.41%)$454,700 (+81.88%) Land $195,000 Building $259,700$454,700 (+81.88%) Land $195,000 Building $259,700
2024$7,179.00 (+14.37%)
2023$250,000 Land $130,600 Building $119,400$250,000 Land $130,600 Building $119,400
2022$6,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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