Ocean County and Jackson Township property record for 10 Elm St, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,183 sqft · built 1955 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,980 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08201-0000-00021 |
| Primary APN | 12-08201-0000-00021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,183 sqft Living Area |
| 1st Floor Area | 1,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | 12001180600009 |
|---|---|
| Street Address | 10 ELM ST |
| City | JACKSON |
| State | NJ |
| Zip | 08527-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .35 AC |
| Legal Subdivision | LAKELAND SHORES SOUTH SEC 02 |
| Legal Block | 8201 |
| Legal Lot Number | 21 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 717102 |
10 Elm St is owned and occupied by an individual who acquired it in July 2005.
Source: Ocean County and Jackson Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 ELM ST, JACKSON, NJ 08527-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2005 |
| Transfer Doc | 0127530804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 10 ELM ST, JACKSON, NJ 08527-2719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0191200122 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 19120/122 |
| Instrument | 2022085539 |
| Name | FIRST FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | FREEHOLD, NJ 07728 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Jun 9, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 10 ELM ST, JACKSON, NJ 08527-2719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0183780748 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 18378/748 |
| Instrument | 2021043775 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 10 Elm St was $6,980, up 7.4% from the year before.
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,700 (-) Land $190,600 Building $292,100 | $482,700 (-) Land $190,600 Building $292,100 | |
| 2025 | $6,980.00 (+7.35%) | $482,700 Land $190,600 Building $292,100 | $482,700 Land $190,600 Building $292,100 |
| 2024 | $6,502.00 | ||
| 2023 | $245,000 Land $125,500 Building $119,500 | $245,000 Land $125,500 Building $119,500 | |
| 2022 | $6,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Elm St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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