3 Elbert Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 3 Elbert Ct, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,181 sqft · built 1950
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$651,000 (Aug 2024)
Tax Bill	$11,847 (2025)
Flood Zone	Zone X (minimal risk)
APN	`48-01102-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`48-01102-0000-00016`
Alternative APN	`480110200016`

Interior

Stories	1 Story
Building Area	1,181 sqft Living Area
1st Floor Area	1,181 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	125 ft deep x 78 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3 ELBERT CT
City	RAMSEY
State	NJ
Zip	07446-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.224AC
Legal Subdivision	RAMVIEW HEIGHTS SEC 1
Legal Block	1102
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1000
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01102-0000-00016

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 ELBERT CT, RAMSEY, NJ 07446-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Deed Document Number	202447711
Deed Book / Page	5298 / 526
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,100 (+0.3%) Land $398,600 Building $178,500	$577,100 (+0.3%) Land $398,600 Building $178,500
2025	$11,847.00 (+5.84%)	$575,400 (+41.9%) Land $398,600 Building $176,800	$575,400 (+41.9%) Land $398,600 Building $176,800
2024	$11,193.00 (+7.77%)
2023		$405,500 Land $266,800 Building $138,700	$405,500 Land $266,800 Building $138,700
2022	$10,386.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.