10 Elbert Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 10 Elbert Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,275 sqft · built 1952
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,105 (2025)
Deeds & Mortgages	May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-01102-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`48-01102-0000-00040`
Alternative APN	`480110200040`

Interior

Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	9,365 sqft (0.215 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10 ELBERT CT
City	RAMSEY
State	NJ
Zip	07446-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.215AC
Legal Subdivision	RAMVIEW HEIGHTS SEC I
Legal Block	1102
Legal Lot Number	40
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1000
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01102-0000-00040

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 ELBERT CT, RAMSEY, NJ 07446-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 25, 2021
Transfer Doc	0041320793
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	May 10, 2021
Property Address	10 ELBERT CT, RAMSEY, NJ 07446-1011
Document Number	0041320793
Book / Page	4132 / 793
Instrument Date	Mar 25, 2021
Instrument	2021072655
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELBERT CT, RAMSEY, NJ 07446-1011

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,700 (+0.31%) Land $397,300 Building $192,400	$589,700 (+0.31%) Land $397,300 Building $192,400
2025	$12,105.00 (+4.91%)	$587,900 (+43.78%) Land $397,300 Building $190,600	$587,900 (+43.78%) Land $397,300 Building $190,600
2024	$11,539.00 (+7.59%)
2023		$408,900 Land $266,100 Building $142,800	$408,900 Land $266,100 Building $142,800
2022	$10,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 272 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.