3 Edwards St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 3 Edwards St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,043 sqft · built 1867
Lot Size0.178 acres (7,758 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Aug 2026)
Tax Bill$4,830 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jul 2021 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APN74-041

Property Details

APN / Parcel Number

Primary APN74-041
Alternative APNs
  • FRAN M:269 L:050
  • M:074 L:041

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,043 sqft Living Area
Gross Area2,031 sqft
Basement Area504 sqft
Unfinished Basement504 sqft

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1867
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,758 sqft (0.178 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number74-041
Street Address3 EDWARDS ST
CityFRANKLIN
StateMA
Zip02038-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTAUNTON ST
Legal Lot Number50
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1014
Census Tract442104

Owner

Source: Norfolk County and Franklin Town City records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Quit Claim Deed, Transfer · Conventional Mortgage
UNIBANK FOR SAVINGS
Jul 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC
Jul 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC
May 13, 2020Quit Claim Deed, Transfer · Conventional with PMI
MORTGAGE NTWK
Oct 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 13, 2019Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Prior SaleSep 3, 2024 · Amount on Record
Deed Document Number20261574848
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateAug 10, 2026
Property Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
Document Number0001574848
Instrument DateAug 7, 2026
Instrument20261574848
Transaction TypeTransfer
Record UpdatedSep 1, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
InvestorPossibly a Property Investor

Mortgage

DateAug 10, 2026
Lender
NameUNIBANK FOR SAVINGS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
Type Change DateSep 1, 2033
Index1-Year CMT
Margin3
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001481428
DateJul 6, 2021
Instrument1481428
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1481428
DateJul 6, 2021
Instrument1481428
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateMay 13, 2020
Property Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
Document Number0001445780
Instrument DateMay 12, 2020
Instrument1445780
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 EDWARDS ST FRANKLIN MA 020381813, FRANKLIN, MA 02038-1813

Mortgage

Document Number1445781
DateMay 13, 2020
Instrument1445781
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 12, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateOct 30, 2019
Property Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
Document Number0001433204
Instrument DateOct 14, 2019
Instrument1433204
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31 ELM ST FRANKLIN MA 020381507, FRANKLIN, MA 02038-1507

August 2019: Foreclosure

Document TypeForeclosure
JurisdictionFRANKLIN MA
Recording DateAug 13, 2019
Property Address3 EDWARDS ST, FRANKLIN, MA 02038-1813
Document Number0001427574
Instrument DateAug 7, 2019
Instrument1427574
Transaction TypeForeclosure
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$174.25
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,830.00 (+10.05%)$415,700 (+11.66%) Land $234,700 Building $181,000$487,920 (+0.35%)
2024$4,389.00 (-7.19%)$372,300 (-0.96%) Land $234,700 Building $137,600$486,210
2023$4,729.00$375,900 Land $256,200 Building $119,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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