3 Eastern Ln, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 3 Eastern Ln, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,096 sqft · built 2004
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Sep 2017)
Tax Bill	$7,438 (2025)
Deeds & Mortgages	Dec 2024 Refinance Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0043 L:A-45`

Property Details

APN / Parcel Number

Primary APN	`M:0043 L:A-45`
Alternative APN	`RUTL M:43 B:A L:45`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	3,784 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 EASTERN LN
City	RUTLAND
State	MA
Zip	01543-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGHLANDS BRUNELLE EAST
Legal Block	A
Legal Lot Number	45
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2014
Census Tract	721103

Owner

3 Eastern Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 EASTERN LN, RUTLAND, MA 01543-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA)
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 29, 2017	Quit Claim Deed, Transfer MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Jun 5, 2013 · Amount on File
Deed Book / Page	57815 / 38
Transfer Doc	0057815-38
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	3 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071395-158
Date	Dec 10, 2024
Book Page	71395/158
Instrument	102469

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	3 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064079-239
Date	Dec 28, 2020
Book Page	64079/239
Instrument	162072

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	3 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	061103-199
Date	Sep 24, 2019
Book Page	61103/199
Instrument	98766

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTLAND MA
Recording Date	Sep 29, 2017
Property Address	3 EASTERN LN, RUTLAND, MA 01543-1458
Document Number	57815-38
Book / Page	57815 / 38
Instrument	108271
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.98
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EASTERN LN, RUTLAND, MA 01543-1458

Mortgage

Document Number	578150042
Date	Sep 29, 2017
Instrument	57815/0042

Lender

Name	MAIN STREET BANK (MA)

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Eastern Ln was $7,438, up 4.3% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,438.00 (+4.33%)	$522,300 (+8.65%) Land $107,500 Building $414,800	$582,920 (+3.06%)
2024	$7,129.00 (+10.15%)	$480,700 (+1.91%) Land $96,500 Building $384,200	$565,630
2023	$6,472.00	$471,700 Land $91,000 Building $380,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Eastern Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Eastern Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLAND WATER DEPARTMENT serves 6,025 people · EPA ID MA2257000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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