1 Eastern Ln, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 1 Eastern Ln, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,610 sqft · built 2004
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$501,450 (Jun 2004)
Tax Bill	$8,978 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:0043 L:A-44`

Property Details

APN / Parcel Number

Primary APN	`M:0043 L:A-44`
Alternative APN	`RUTL M:43 B:A L:44`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,610 sqft Living Area
Gross Area	5,372 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 EASTERN LN
City	RUTLAND
State	MA
Zip	01543-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	A
Legal Lot Number	44
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2014
Census Tract	721103

Owner

1 Eastern Ln is owned and occupied by an individual who bought it in June 2004.

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 EASTERN LN, RUTLAND, MA 01543-1458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
Aug 28, 2018	Deed of Trust, Mortgage · ARM AVIDIA BANK
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2004 · Amount on File
Deed Sale	Jun 30, 2004 · Amount on File
Deed Document Number	2004119549
Deed Book / Page	34029 / 17
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	1 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070211-111
Date	Feb 21, 2024
Book Page	70211/111
Instrument	12541

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	1 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59319-341
Date	Aug 28, 2018
Book Page	59319/341
Instrument	90390

Lender

Name	AVIDIA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	1 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59319-325
Date	Aug 28, 2018
Book Page	59319/325
Instrument	90389

Lender

Name	AVIDIA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.88%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	1 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63758-169
Date	Nov 16, 2020
Book Page	63758/169
Instrument	139861

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	1 EASTERN LN, RUTLAND, MA 01543-1458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63934-324
Date	Dec 9, 2020
Book Page	63934/324
Instrument	152158

Lender

Name	AVIDIA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Eastern Ln was $8,978, down 1.9% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,978.00 (-1.9%)	$630,500 (+2.17%) Land $103,400 Building $527,100	$692,360 (+3.68%)
2024	$9,152.00 (+8.42%)	$617,100 (+0.31%) Land $92,800 Building $524,300	$667,755
2023	$8,441.00	$615,200 Land $87,500 Building $527,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Eastern Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Eastern Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLAND WATER DEPARTMENT serves 6,025 people · EPA ID MA2257000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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