3 E Mercer Ave, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 3 E Mercer Ave, Harvey Cedars, NJ 08008

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,825,000 (Feb 2020)
Tax Bill	$20,516 (2025)
Deeds & Mortgages	Feb 2020 Sale Nov 2017 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-00039-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`10-00039-0000-00002`
Alternative APNs	`100003900002` `6030`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths

Exterior

Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	6030
Street Address	3 E MERCER AVE
City	HARVEY CEDARS
State	NJ
Zip	08008-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	50X100
Legal Subdivision	HARVEY CEDARS
Legal Block	39
Legal Lot Number	2
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	5
Census Block	5001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 HOLLOW CT, MANAHAWKIN, NJ 08050-3179
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Grant Deed, Transfer FOUNDATION TITLE
Nov 15, 2017	Loan Modification, Mortgage FIRSTRUST BK
May 15, 2017	Grant Deed, Transfer SURETY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	202021683
Deed Book / Page	17803 / 571
Prior Transfer Date	Feb 1, 1999
Prior Transfer Doc	0000015234
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 27, 2020
Property Address	3 E MERCER AVE, BEACH HAVEN, NJ 08008
Document Number	0178030571
Book / Page	017803 / 000571
Instrument Date	Feb 25, 2020
Instrument	21683
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$1,825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E MERCER AVE HARVEY CEDARS NJ 08008, HARVEY CEDARS, NJ 08008

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	3 E MERCER AVE, BEACH HAVEN, NJ 08008
Document Number	0169511502
Book / Page	016951 / 001502
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	SURETY TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 BARNEGAT BLVD N #100 BARNEGAT NJ 080052233, 100, BARNEGAT, NJ 08005-2233

Mortgage

Document Number	0169511502
Date	Nov 28, 2017
Book Page	016951/001502
Instrument	124928

Lender

Name	FIRSTRUST BK
Type	Bank
Address	15 E RIDGE PIKE, CONSHOHOCKEN, PA 19428-2139

Agreement

Amount	Amount Recorded

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	May 15, 2017
Property Address	3 E MERCER AVE, BEACH HAVEN, NJ 08008
Document Number	0167371463
Book / Page	016737 / 001463
Instrument Date	May 4, 2017
Instrument	48932
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	SURETY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 BARNEGAT BLVD N #100 BARNEGAT NJ 080052233, 100, BARNEGAT, NJ 08005-2233

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,845,000 (-) Land $840,000 Building $1,005,000	$1,845,000 (-) Land $840,000 Building $1,005,000
2025	$20,516.00 (-1.16%)	$1,845,000 (-) Land $840,000 Building $1,005,000	$1,845,000 (-) Land $840,000 Building $1,005,000
2024	$20,756.00 (+16.34%)
2023		$1,845,000 Land $840,000 Building $1,005,000	$1,845,000 Land $840,000 Building $1,005,000
2022	$17,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	210 units insured incl. 4 condo units
Nearby Flood Claims	187 (1984–2022)
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 120 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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