Frederick County property record for 3 E Main St, Thurmont, MD 21788 · Last verified July 2026
| Property Type | Store with Apartments |
|---|---|
| Details | 2,882 sqft · built 1900 |
| Lot Size | 0.045 acres (1,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,250 (Feb 2026) |
| Tax Bill | $3,722 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-330341 |
| Primary APN | 15-330341 |
|---|---|
| Alternative APN |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,882 sqft Gross Area |
| 1st Floor Area | 2,882 sqft |
| Basement Area | 870 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,950 sqft (0.045 acres) |
| Lot Dimensions | 60 ft deep x 2 ft wide |
| View / Lot | Commercial/Industrial |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Account Number | 330341 |
|---|---|
| Street Address | 3 E MAIN ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-2054 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | LT 32 1/2 X 60 E. MAIN ST. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Block | 100 |
| Legal Lot Number | 32 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 753002 |
Source: Frederick County records · APN 15-330341
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16827 BUCK LANTZ RD, SABILLASVILLE, MD 21780-9128 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 26, 2022 | Deed, Transfer · Stand-Alone First Mortgage WOODSBORO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Apr 26, 2022 · Amount on Record |
| Deed Book / Page | 17737 / 422 |
| Transfer Doc | 0000001842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 24, 2026 |
| Property Address | 3 E MAIN ST, THURMONT, MD 21788-2054 |
| Document Number | 0177370422 |
| Book / Page | 17737 / 422 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,236.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16827 BUCK LANTZ RD, SABILLASVILLE, MD 21780-9128 |
| Document Number | 0017737428 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 17737/428 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 26, 2022 |
| Property Address | 3 E MAIN ST, THURMONT, MD 21788-2054 |
| Document Number | 0158810010 |
| Book / Page | 15881 / 10 |
| Instrument Date | Apr 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $843.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 27800 RIDGE RD, DAMASCUS, MD 20872-2427 |
| Document Number | 0001588115 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 15881/15 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,722.00 (+1.81%) | $239,800 (+1.35%) | $241,400 (+2.03%) Land $70,000 Building $171,400 |
| 2023 | $3,656.00 | $236,600 Land $21,900 Building $214,700 | $236,600 Land $21,900 Building $214,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
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