10 E Main St, Thurmont, MD 21788 Property Records

Frederick County property record for 10 E Main St, Thurmont, MD 21788

Property Summary

Property Type	Bar, Tavern
Details	2,323 sqft · built 1890
Lot Size	0.058 acres (2,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Jun 2025)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-335637`

Property Details

APN / Parcel Number

Primary APN	`15-335637`
Alternative APN	`335637`

Interior

Stories	1 Story
Building Area	4,309 sqft Gross Area
1st Floor Area	2,323 sqft
Basement Area	1,986 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,544 sqft (0.058 acres)
Lot Dimensions	106 ft deep x 24 ft wide
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal

Location & Zoning

Account Number	335637
Street Address	10 W MAIN ST
City	THURMONT
State	MD
Zip	21788-1895
Property Category	Commercial
Property Type	Commercial > Retail > Bar, Tavern
Local Zoning Code	TB
Legal Description	LT 24 X 106 E. MAIN ST. THURMONT
Legal Subdivision	THURMONT
Legal Block	200
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2003
Census Tract	753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5227 RED MAPLE DR, FREDERICK, MD 21703-7924
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Book / Page	17407 / 172
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 30, 2022
Property Address	10 E MAIN ST, THURMONT, MD 21788-2006
Document Number	0162800155
Book / Page	16280 / 155
Instrument Date	Dec 30, 2022
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	CREEKSIDE TITLE, CREEKSIDE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 POPLAR ST, THURMONT, MD 21788-1797

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,100 (+53.72%) Land $70,000 Building $285,100	$355,100 (+53.72%) Land $70,000 Building $285,100
2025	$5,078.00 (+32.97%)
2023	$3,819.00	$231,000 Land $37,700 Building $193,300	$231,000 Land $37,700 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20