3 E Lakeshore Dr, De Soto, MO 63020 Property Records

Jefferson County property record for 3 E Lakeshore Dr, De Soto, MO 63020

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 988 sqft · built 1978
Lot Size0.422 acres (18,394 sqft)
OwnerIndividual Name on Record
Last Sale$92,700 (Dec 2012)
Tax Bill$1,477 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN245.015.04003044

Property Details

APN / Parcel Number

Primary APN245.015.04003044

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area988 sqft Living Area
Gross Area1,482 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Construction TypeFrame
Lot Area18,394 sqft (0.422 acres)
Lot Dimensions180 ft deep x 284 ft wide
Garage TypeAttached
Garage Area494 sqft
PorchEnclosed Frame Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3 E LAKESHORE DR
CityDE SOTO
StateMO
Zip63020-3923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR09
Legal DescriptionSUMMER SET SEC 3 LOT 152
Legal Range4E
Legal Township39N
Legal Section15
Legal SubdivisionSUMMER SET
Legal Block2
Legal Lot Number152
JurisdictionJEFFERSON MO
Township / Civil DivisionVALLE
Census Block Group2
Census Block2036
Census Tract701401

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 E LAKESHORE DR, DE SOTO, MO 63020-3923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2012 · Amount on Record
Deed SaleDec 3, 2012 · Amount on Record
Prior SaleJul 31, 2009 · Amount on Record
Deed Document Number201245799
Prior Transfer DateJan 21, 2000
Prior Transfer Doc0974000958
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3 E LAKESHORE DR, DE SOTO, MO 63020-3923
Document Number0000019921
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedJul 6, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE/ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E LAKESHORE DR DE SOTO MO 630203923, DE SOTO, MO 63020-3923

Mortgage

Document Number0000019921
DateJun 28, 2017
Instrument19921
Lender
NameFORTUNE BK
TypeBank
AddressARNOLD, MO 63010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 27, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Elementary School DistrictSunrise R-IX School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,700 (-) Land $1,300 Building $19,400$108,900 (-) Land $6,900 Building $102,000
2025$1,477.00 (+7.57%)$20,700 (+8.38%) Land $1,300 Building $19,400$108,900 (-) Land $6,900 Building $102,000
2024$1,373.00 (+0.96%)$108,900 (+8.04%) Land $6,900 Building $102,000
2023$1,360.00$19,100 Land $1,300 Building $17,800$100,800 Land $6,900 Building $93,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2003–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCPSD SUMMER SET
private · serves 1,080 people · EPA ID MO6036031
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Sep 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aptitude Internet
Fiber
10,000 / 10,000
Wisper ISP
Fixed Wireless
400 / 30

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