Owen County property record for 3 E Franklin St, Spencer, IN 47460
| Property Type | Restaurant |
|---|---|
| Details | 3,776 sqft · built 1900 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,870 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-20-400-400.582-028 |
| Primary APN | 60-10-20-400-400.582-028 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,776 sqft Total Area |
| 1st Floor Area | 3,872 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 1,917 sqft (0.044 acres) |
| Lot Dimensions | 80 ft deep x 24 ft wide |
| Canopy | 190 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 00001034735 |
|---|---|
| Street Address | 3 E FRANKLIN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1723 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | SPENCER PT LOT 143 |
| Legal Lot Number | 143 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7140 STATE HIGHWAY 246, SPENCER, IN 47460-6412 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,870.00 (+21.14%) | $242,400 (+11.86%) Land $4,500 Building $237,900 | $242,400 (+11.86%) Land $4,500 Building $237,900 |
| 2024 | $4,020.00 (-20.74%) | ||
| 2023 | $5,072.00 (-12.81%) | $216,700 Land $4,600 Building $212,100 | $216,700 Land $4,600 Building $212,100 |
| 2022 | $5,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1993–2025) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: South Central Indiana REMC, T-Mobile.
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