3 E Elm St, Alton, IL 62002 Property Records

Madison County property record for 3 E Elm St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 ba · 972 sqft · built 1951
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 2025)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more
APN	`23-2-07-02-07-203-002`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-02-07-203-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	972 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3 E ELM ST
City	ALTON
State	IL
Zip	62002-4467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNIERS SECOND SUBD HAWLEY & LOWE SUB LT 14&15 LOT PT 4 & PT 3 50X116.9 IRR
Legal Subdivision	MOUNIERS SECOND SUBD
Legal Lot Number	14-15
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1004
Census Tract	402200

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 E ELM ST, ALTON, IL 62002-4467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2023	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAPITAL LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Feb 1, 2023 · Amount on Record
Deed Document Number	202535158
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	0000022984
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 15, 2025
Property Address	3 E ELM ST, ALTON, IL 62002-4467
Document Number	0000035158
Map Reference	BK 542 PG 148
Instrument Date	Oct 10, 2025
Instrument	2025R35158
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E ELM ST, ALTON, IL 62002-4467

Mortgage

Document Number	0000035159
Date	Dec 15, 2025
Instrument	2025R35159

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 1, 2023
Property Address	3 E ELM ST, ALTON, IL 62002-4467
Document Number	0000002834
Map Reference	PB 7 PG 49
Instrument Date	Jan 17, 2023
Instrument	2023R02834
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 E ELM ST, ALTON, IL 62002-4467

Mortgage

Document Number	0000002835
Date	Feb 1, 2023
Instrument	2023R02835

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 E ELM ST, ALTON, IL 62002-4467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031057
Date	Sep 26, 2019
Instrument	2019R31057

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jul 24, 2019
Property Address	3 E ELM ST, ALTON, IL 62002-4467
Document Number	0000022984
Instrument Date	Jul 12, 2019
Instrument	22984
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E ELM ST ALTON IL 620024467, ALTON, IL 62002-4467

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (+11.13%) Homeowner's exemption	$37,430 (+10.54%) Land $3,130 Building $34,300	$112,290 (+10.54%) Land $9,390 Building $102,900
2024	$2,264.00 (+91.7%)	$33,860 (+22.5%) Land $2,830 Building $31,030	$101,580 (+22.38%) Land $8,490 Building $93,090
2022	$1,181.00	$27,640 Land $2,310 Building $25,330	$83,003 Land $6,937 Building $76,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1982–1984)
Most Recent Claim	Apr 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures