1 E Elm St, Alton, IL 62002 Property Records

Madison County property record for 1 E Elm St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1940
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2026)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2026 Mortgage + 2 more
APN	`23-2-07-02-07-203-001`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-02-07-203-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Parking Spaces	1 Parking Space
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1 E ELM ST
City	ALTON
State	IL
Zip	62002-4467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNIERS SECOND SUBD HAWLEY & LOWE SUB LT 14&15 LOT 5 PT 4 45.1X120 IRR
Legal Subdivision	MOUNIERS SECOND SUBD
Legal Lot Number	14-15
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1004
Census Tract	402200

Owner

Source: Madison County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 E ELM ST, ALTON, IL 62002-4467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage BUSEY BANK
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	202614374
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	May 20, 2026
Property Address	1 E ELM ST, ALTON, IL 62002-4467
Document Number	0000014376
Instrument Date	May 12, 2026
Instrument	202614376
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 E ELM ST, ALTON, IL 62002-4467

Mortgage

Document Number	0000014376,
Date	May 20, 2026
Instrument	202614376

Lender

Name	BUSEY BANK

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jun 3, 2026
Property Address	1 E ELM ST, ALTON, IL 62002-4467
Document Number	0000015865
Instrument Date	May 12, 2026
Instrument	202615865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 E ELM ST, ALTON, IL 62002-4467

Mortgage

Document Number	0000015865,
Date	Jun 3, 2026
Instrument	202615865

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 20, 2026
Property Address	1 E ELM ST, ALTON, IL 62002-4467
Document Number	0000014374
Instrument Date	May 8, 2026
Instrument	202614374
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,422.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 E ELM ST, ALTON, IL 62002-4467

Mortgage

Date	May 20, 2026

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 10, 2020
Property Address	1 E ELM ST, ALTON, IL 62002-4467
Document Number	0000027349
Instrument Date	Jul 31, 2020
Instrument	27349
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	SERENITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 E ELM ST ALTON IL 620024467, ALTON, IL 62002-4467

Mortgage

Document Number	27350
Date	Aug 10, 2020
Instrument	27350

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (+11.88%)	$29,530 (+35.4%) Land $2,830 Building $26,700	$88,590 (+35.26%) Land $8,490 Building $80,100
2024	$1,683.00 (+21.34%)
2022	$1,387.00	$21,810 Land $2,090 Building $19,720	$65,495 Land $6,276 Building $59,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1982–1984)
Most Recent Claim	Apr 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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