3 E College St, Duluth, MN 55812 Property Records

St. Louis County property record for 3 E College St, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1927
Square Footage	1,728 sqft Gross Area
Lot Size	5,086 sqft (0.116 acres)
Occupancy	Owner Occupied
Last Sale	$245,000 (2020)
Tax Bill	$4,684.00 (2026)

Owner

Source: St. Louis County records · APN 010-0590-01500

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 E COLLEGE ST, DULUTH, MN 55812-1415
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2020	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NATIONAL BK/CMRC
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) TCF NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2020 · Amount on Record
Deed Sale	Jul 02, 2020 · Amount on Record
Prior Sale	Nov 13, 2017 · Amount on Record
Deed Doc Number	20201384194
Record Refreshed	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 02, 2020
Property Address	3 E COLLEGE ST, DULUTH, MN 55812-1415
Document Number	00A1384194
Instrument Date	Jun 29, 2020
Instrument	A1384194
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$809.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E COLLEGE ST DULUTH MN 558121415, DULUTH, MN 55812-1415

Mortgage

Document Number	A1384195
Date	Jul 02, 2020
Instrument	A1384195

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 13, 2017
Property Address	3 E COLLEGE ST, DULUTH, MN 55812-1415
Document Number	00A1322021
Instrument Date	Nov 09, 2017
Instrument	A1322021
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3 E COLLEGE ST DULUTH MN 558121415, DULUTH, MN 55812-1415

Mortgage

Document Number	A1322022
Date	Nov 13, 2017
Instrument	A1322022

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,684.00 (+4.04%) Homeowner's exemption
2025	$4,502.00 (+0.4%)	$361,000 (+10.13%) Land $55,600 Building $305,400	$361,000 (+10.13%) Land $55,600 Building $305,400
2024	$4,484.00	$327,800 (+17.45%) Land $32,400 Building $295,400	$327,800 (+17.45%) Land $32,400 Building $295,400
2022		$279,100 Land $28,400 Building $250,700	$279,100 Land $28,400 Building $250,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-0590-01500`
Alternative APN	`1091884`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	1,728 sqft Gross Area
1st Floor	832 sqft 1st Floor
Basement Area	431 sqft Basement
Finished Basement	431 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	5,086 sqft (0.116 acres)
Garage Type	Basement Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	50 sqft Deck
Sauna	Sauna
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1091884
Street Address	3 E COLLEGE ST
City	DULUTH
State	MN
Zip	55812-1415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 AND W 10 FT OF LOT 2 SERIAL #
Legal Subdivision	CLOVER HILL DIV OF DULUTH
Legal Block	15
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1012
Census Tract	1000

3 E College St, Duluth, MN 55812 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on E College St

Nearby Streets

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