20 E College St, Duluth, MN 55812 Property Records

St. Louis County property record for 20 E College St, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Year Built	Built 1914
Square Footage	2,999 sqft Gross Area
Lot Size	14,200 sqft (0.326 acres)
Occupancy	Owner Occupied
Last Sale	$469,900 (2018)
Tax Bill	$9,432.00 (2026)

Owner

Source: St. Louis County records · APN 010-1380-00450

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 E COLLEGE ST, DULUTH, MN 55812-1414
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Doc Number	2018999006
Record Refreshed	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	20 E COLLEGE ST, DULUTH, MN 55812-1414
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001041128
Date	May 24, 2021
Instrument	1041128

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 19, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 12, 2018
Property Address	20 E COLLEGE ST, DULUTH, MN 55812-1414
Document Number	000T999006
Instrument Date	May 24, 2018
Instrument	T999006
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.67
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	20 E COLLEGE ST DULUTH MN 558121414, DULUTH, MN 55812-1414

Mortgage

Document Number	T999007
Date	Jun 12, 2018
Instrument	T999007

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	20 E COLLEGE ST, DULUTH, MN 55812-1414
Document Number	000T993087
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	20 E COLLEGE ST DULUTH MN 558121414, DULUTH, MN 55812-1414

Mortgage

Document Number	000T993087
Date	Dec 12, 2017
Instrument	T993087

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,432.00 (+11.73%) Homeowner's exemption
2025	$8,442.00 (+0.98%) Homeowner's exemption	$666,600 (+11.98%) Land $110,300 Building $556,300	$666,600 (+11.98%) Land $110,300 Building $556,300
2024	$8,360.00	$595,300 (+17.86%) Land $66,000 Building $529,300	$595,300 (+17.86%) Land $66,000 Building $529,300
2022		$505,100 Land $56,000 Building $449,100	$505,100 Land $56,000 Building $449,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-1380-00450`
Alternative APN	`1052400`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	2,999 sqft Gross Area
1st Floor	1,381 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Lot Area	14,200 sqft (0.326 acres)
Garage Area	576 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Porch Area	190 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1052400
Street Address	20 E COLLEGE ST
City	DULUTH
State	MN
Zip	55812-1414
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 11 AND 12, BLOCK 5, INCLUDING THE N1/2OF VACATED ALLEY ADJACENT SERIAL #
Legal Subdivision	EAST LAWN DIV OF DULUTH
Legal Block	5
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1013
Census Tract	1000

20 E College St, Duluth, MN 55812 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on E College St

Nearby Streets

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