Washington County property record for 3 E Chestnut St, Funkstown, MD 21734
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,050 sqft · built 1957 |
| Lot Size | 0.104 acres (4,551 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2026) |
| Tax Bill | $1,465 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-046394 |
| Primary APN | 10-046394 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,050 sqft Total Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 4,551 sqft (0.104 acres) |
| Porch | Slab |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 046394 |
|---|---|
| Street Address | 3 E CHESTNUT ST |
| City | FUNKSTOWN |
| State | MD |
| Zip | 21734-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LOT 2 0.104 ACRE 3 E CHESTNUT ST |
| Legal Subdivision | WARRENFELTZ ANNA ESTATE LAND |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 10, FUNKSTOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 11100 |
3 E Chestnut St is owned and occupied by an individual who bought it in June 2026.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 E CHESTNUT ST, FUNKSTOWN, MD 21734-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| May 11, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on File |
| Deed Sale | Jun 29, 2026 · Amount on File |
| Prior Sale | Jun 29, 1998 · Amount on File |
| Deed Book / Page | 7958 / 433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 3 E CHESTNUT ST, FUNKSTOWN, MD 21734-1202 |
| Document Number | 7958000433 |
| Book / Page | 7958 / 433 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | TOWNE TITLE, OLDE TOWNE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,725.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 E CHESTNUT ST, FUNKSTOWN, MD 21734-1202 |
| Document Number | 7958000441, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 7958/441 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 11, 2026 |
| Property Address | 3 E CHESTNUT ST, FUNKSTOWN, MD 21734-1202 |
| Document Number | 7922000248 |
| Book / Page | 7922 / 248 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 E CHESTNUT ST, FUNKSTOWN, MD 21734-1202 |
| Document Number | 7922000248, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 7922/248 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Sep 7, 2026 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2026 property tax bill for 3 E Chestnut St was $1,465 with a homeowner's exemption, up 5.5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Funkstown Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,465.00 (+5.55%) Homeowner's exemption | $194,433 (+7.26%) | $207,600 (-) Land $45,500 Building $162,100 |
| 2025 | $1,388.00 (+5.71%) Homeowner's exemption | $181,267 | $207,600 Land $45,500 Building $162,100 |
| 2024 | $1,313.00 (+5.21%) | ||
| 2023 | $1,248.00 Homeowner's exemption | $152,833 | $168,100 Land $45,500 Building $122,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 E Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1979–2019) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Jun 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 E Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FUNKSTOWN DISTRIBUTION SYSTEM private · serves 1,300 people · EPA ID MD0210008 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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