20 E Chestnut St, Funkstown, MD 21734 Property Records

Washington County property record for 20 E Chestnut St, Funkstown, MD 21734

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,568 sqft · built 1840
Lot Size0.192 acres (8,382 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jun 2024)
Tax Bill$1,858 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN10-015774

Property Details

APN / Parcel Number

Primary APN10-015774
Alternative APN
  • 015774

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,382 sqft (0.192 acres)
Lot Dimensions102 ft deep x 82 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number015774
Street Address20 E CHESTNUT ST
CityFUNKSTOWN
StateMD
Zip21734-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR
Legal DescriptionLOT 28 0.192 ACRES 20 & 22 E CHESTNUT ST 82X102AV
Legal SubdivisionCRESTVIEW DEV
Legal Lot Number28
JurisdictionWASHINGTON MD
Township / Civil Division10, FUNKSTOWN
Census Block Group3
Census Block3018
Census Tract11100

Owner

20 E Chestnut St is owned and occupied by an individual who bought it in June 2024.

Source: Washington County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20 E CHESTNUT ST, FUNKSTOWN, MD 21734-1203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed, Transfer · FHA Mortgage
INTEGRITY HOME MORTGAGE CORP
Apr 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2024 · Amount on File
Deed SaleJun 18, 2024 · Amount on File
Prior SaleJan 28, 2022 · Amount on File
Deed Book / Page7475 / 488
Prior Transfer DateApr 5, 2019
Prior Transfer Doc0059510487
Record UpdatedOct 29, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJan 28, 2022
Property Address20 E CHESTNUT ST, FUNKSTOWN, MD 21734-1203
Document Number0069110367
Book / Page6911 / 367
Instrument DateJan 21, 2022
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNOT AVAILABLE, TRI ST SIGNATURE STLMTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20 E CHESTNUT ST, FUNKSTOWN, MD 21734-1203

Mortgage

Document Number0006911374
DateJan 28, 2022
Instrument6911/374
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON MD
Recording DateApr 9, 2019
Property Address20 E CHESTNUT ST, FUNKSTOWN, MD 21734-1203
Document Number0059510487
Book / Page005951 / 000487
Instrument DateApr 5, 2019
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address20 E CHESTNUT ST FUNKSTOWN MD 21734, FUNKSTOWN, MD 21734

Tax Assessment & Valuation

The 2026 property tax bill for 20 E Chestnut St was $1,858, up 21.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityFunkstown Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,858.00 (+21.28%)$204,000 (+21.28%)$239,800 (-) Land $53,300 Building $186,500
2025$1,532.00 (+27.03%)$168,200$239,800 Land $53,300 Building $186,500
2024$1,206.00 (+1.43%)
2023$1,189.00$130,000$132,400 Land $53,300 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 E Chestnut St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1979–2019)
Claims Outside the SFHA7 of 14
Most Recent ClaimJun 2019
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 E Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FUNKSTOWN DISTRIBUTION SYSTEM
private · serves 1,300 people · EPA ID MD0210008
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionSep 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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