3 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 3 E Bell Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,394 sqft · built 1955
Lot Size	0.206 acres (8,952 sqft)
Owner	Company Name on Record
Last Sale	$151,500 (May 2023)
Tax Bill	$3,542 (2024)
Deeds & Mortgages	Sep 2023 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010/04103-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/04103-000-000`
Alternative APN	`782415152001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,000 sqft
Basement Area	788 sqft
Finished Basement	394 sqft
Unfinished Basement	394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,952 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3 E BELL AVE
City	DES MOINES
State	IA
Zip	50315-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 RAYS PLACE
Legal Subdivision	RAYS PLACE
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1001
Census Tract	4300

Owner

Source: Polk County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1701 NE LOWELL CT, ANKENY, IA 50021-4581
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN SAVINGS BANK
May 19, 2023	Warranty Deed, Transfer
Sep 5, 2017	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	202324516
Deed Book / Page	19479 / 333
Prior Transfer Date	Mar 5, 2015
Prior Transfer Doc	0000078607
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3 E BELL AVE, DES MOINES, IA 50315-1946
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051752
Date	Sep 27, 2023
Book Page	19610/567
Instrument	2023-00051752

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2043

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 19, 2023
Property Address	3 E BELL AVE, DES MOINES, IA 50315-1946
Document Number	0000024516
Book / Page	19479 / 333
Instrument Date	May 17, 2023
Instrument	2023-00024516
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Tax	$241.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 NE LOWELL CT # BNE, BNE, ANKENY, IA 50021-4581

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 5, 2017
Property Address	3 E BELL AVE, DES MOINES, IA 50315-1946
Document Number	0000019593
Book / Page	16632 / 0834
Instrument Date	Aug 29, 2017
Instrument	2017-00019593
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E BELL AVE, DES MOINES, IA 50315-1946

Mortgage

Document Number	0000019595
Date	Sep 5, 2017
Book Page	16632/0839
Instrument	2017-00019595

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,900 (+7.72%) Land $24,700 Building $169,200	$193,900 (+7.72%) Land $24,700 Building $169,200
2024	$3,542.00 (+9.46%)
2023		$180,000 Land $22,600 Building $157,400	$180,000 Land $22,600 Building $157,400
2020	$3,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: AT&T, Verizon.

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