13 E Bell Ave, Des Moines, IA 50315 Property Records

Polk County property record for 13 E Bell Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,374 sqft · built 1918
Lot Size	0.62 acres (27,000 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2024)
Tax Bill	$2,640 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010/01451-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/01451-000-000`
Alternative APN	`782415152004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,018 sqft
Attic	Attic
Attic Area	356 sqft
Basement Area	723 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	360 ft deep x 75 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13 E BELL AVE
City	DES MOINES
State	IA
Zip	50315-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 301 CRAWFORD PLACE
Legal Subdivision	CRAWFORD PLACE
Legal Lot Number	301
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1001
Census Tract	4300

Owner

13 E Bell Ave is owned and occupied by an individual who bought it in August 2024.

Source: Polk County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13 E BELL AVE, DES MOINES, IA 50315-1946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	202444666
Deed Book / Page	19898 / 877
Prior Transfer Date	Jun 24, 2024
Prior Transfer Doc	0000035532
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	13 E BELL AVE, DES MOINES, IA 50315-1946
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E BELL AVE, DES MOINES, IA 50315-1946

Mortgage

Document Number	0000079181
Date	Jul 27, 2021
Book Page	18666/622
Instrument	2021-00079181

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	13 E BELL AVE, DES MOINES, IA 50315-1946
Document Number	0000079034
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 E BELL AVE DES MOINES IA 503151946, DES MOINES, IA 50315-1946

Mortgage

Document Number	0000079034
Date	Mar 20, 2020
Book Page	017743/000537
Instrument	79034

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 19, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,900 Land $37,800 Building $120,100	$157,900 Land $37,800 Building $120,100
2024	$2,640.00
2023		$144,700 Land $34,400 Building $110,300	$144,700 Land $34,400 Building $110,300
2020	$2,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 E Bell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 E Bell Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: AT&T, Verizon.

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