3 E 39th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3 E 39th St, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1922
Square Footage673 sqft Finished Area
Lot Size2,607 sqft (0.059 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2021)
Tax Bill$1,126.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-14-13-002.00

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area673 sqft Finished Area
Gross Area777 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,607 sqft (0.059 acres)
Depth X Width79.3 ft x 33 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3 E 39TH ST
CityCOVINGTON
StateKY
Zip41015-1423
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHEDGERS RESUB PT LOT 6 33'X 79.34' IRREG SS 39TH 32' E WINSTON
Legal SubdivisionHEDGERS RESUB
Legal Lot Number6
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1023
Census Tract61300

Owner

Source: Kenton County records · APN 056-14-13-002.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 E 39TH ST, COVINGTON, KY 41015-1423
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CITIZENS BANK NA
Aug 23, 2021Warranty Deed, Transfer
May 12, 2017Grant Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2021 · Amount on Record
Deed SaleDec 03, 2021 · Amount on Record
Prior SaleAug 23, 2021 · Amount on Record
Deed Doc Number20215900239
Deed Book / Page134 / 933
Prior Transfer DateAug 22, 2012
Prior Transfer Doc0005900209
Record RefreshedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 03, 2021
Property Address3 E 39TH ST, COVINGTON, KY 41015-1423
Document Number0005900239
Book / Page134 / 933
Map ReferencePL 225
Instrument DateNov 15, 2021
Instrument21120305900239
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4014 NARROWS RD, 4014, ERLANGER, KY 41018-2842

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E 39TH ST, COVINGTON, KY 41015-1423

Mortgage

Document Number0005900240
DateDec 03, 2021
Book Page310/132
Instrument21120305900240
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 23, 2021
Property Address3 E 39TH ST, COVINGTON, KY 41015-1423
Document Number0005900024
Book / Page112 / 789
Map ReferencePL 225
Instrument DateJul 25, 2021
Instrument21082305900024
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4014 NARROWS RD, ERLANGER, KY 41018-2842

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 12, 2017
Property Address3 E 39TH ST, COVINGTON, KY 41015-1423
Document Number0000000133
Book / Page0C6157 / 000181
Instrument DateApr 12, 2017
Instrument133
Transaction TypeTransfer
Record UpdatedMay 22, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3 E 39TH ST COVINGTON KY 410151423, COVINGTON, KY 41015-1423

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,126.00 (-0.53%)$85,000 (-) Land $10,000 Building $75,000$85,000 (-) Land $10,000 Building $75,000
2023$1,132.00$85,000 Land $10,000 Building $75,000$85,000 Land $10,000 Building $75,000

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