12 E 39th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 12 E 39th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1921
Square Footage900 sqft Finished Area
Lot Size1,375 sqft (0.031 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2024)
Tax Bill$2,120.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-14-12-015.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area900 sqft Finished Area
Gross Area980 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1921
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area1,375 sqft (0.031 acres)
Depth X Width55 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0561412015.00
Street Address12 E 39TH ST
CityCOVINGTON
StateKY
Zip41015-1424
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKRUSE J H RE-SUBD JONES BLK 7 W 25' 75 25'X 55' NS E 39TH ST
Legal SubdivisionKRUSE J H RE-SUBD JONES
Legal Phase7
Legal Block7
Legal Lot Number75
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1022
Census Tract61300

Owner

Source: Kenton County records · APN 056-14-12-015.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 E 39TH ST, COVINGTON, KY 41015-1424
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2024 · Amount on Record
Deed SaleJun 13, 2024 · Amount on Record
Prior SaleSep 06, 2022 · Amount on Record
Deed Doc Number0000289140
Deed Book / Page289 / 140
Record RefreshedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 06, 2022
Property Address12 E 39TH ST, COVINGTON, KY 41015-1424
Document Number0005900032
Book / Page188 / 44
Map ReferencePL 127
Instrument DateAug 31, 2022
Instrument22090605900032
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11521 E CO RD 6005, 11521, CROTHERSVILLE, IN 47229

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address12 E 39TH ST, COVINGTON, KY 41015-1424

Mortgage

Document Number0005900033
DateSep 06, 2022
Book Page403/877
Instrument22090605900033
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,120.00 (+96.3%)$160,000 (+25.49%) Land $10,000 Building $150,000$160,000 (+25.49%) Land $10,000 Building $150,000
2023$1,080.00 Disabled Person's exemption$127,500 Land $10,000 Building $117,500$127,500 Land $10,000 Building $117,500

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