Clay County property record for 3 E 24th St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,606 sqft · built 1954 |
| Lot Size | 0.416 acres (18,128 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,822 (2025) |
| Deeds & Mortgages | May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 963606179004 |
| Primary APN | 963606179004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| Basement Area | 1,606 sqft |
| Unfinished Basement | 1,606 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,128 sqft (0.416 acres) |
| Lot Dimensions | 176 ft deep x 103 ft wide |
| Garage Type | Mixed |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 3 E 24TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 2 BULLOCK'S HIGHLAND ACRES |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 6 |
| Legal Subdivision | BULLOCK HIGHLAND ACRES |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 80200 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 E 24TH ST, SPENCER, IA 51301-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 28, 2019 |
| Transfer Doc | 2019/1341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | May 30, 2019 |
| Property Address | 3 E 24TH ST, SPENCER, IA 51301-2118 |
| Document Number | 2019/1341 |
| Book / Page | 2019 / 1341 |
| Instrument Date | May 28, 2019 |
| Instrument | 1341 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 E 24TH ST, SPENCER, IA 51301-2118 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,822.00 (+0.21%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $230,760 (+8.03%) Land $33,060 Building $197,700 | $230,760 (+8.03%) Land $33,060 Building $197,700 |
| 2024 | $2,816.00 (+6.83%) | ||
| 2023 | $213,610 (+17.74%) Land $27,550 Building $186,060 | $213,610 (+17.74%) Land $27,550 Building $186,060 | |
| 2022 | $2,636.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $181,430 Land $27,550 Building $153,880 | |
| 2021 | $181,430 Land $27,550 Building $153,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink, T-Mobile, Verizon.
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