Clay County property record for 107 E 24th St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · built 2001 |
| Lot Size | 0.322 acres (14,025 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $288 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963606180006 |
| Primary APN | 963606180006 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 14,025 sqft (0.322 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 107 E 24TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 3 BULLOCK'S HIGHLAND ACRES |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 6 |
| Legal Subdivision | BULLOCK HIGHLAND ACRES |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80200 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 E 24TH ST, SPENCER, IA 51301-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $288.00 (+9.92%) | $18,810 (+15.05%) Land $11,250 Building $7,560 | $18,810 (+15.05%) Land $11,250 Building $7,560 |
| 2024 | $262.00 (-1.5%) | ||
| 2023 | $16,350 (+8.13%) Land $9,370 Building $6,980 | $16,350 (+8.13%) Land $9,370 Building $6,980 | |
| 2022 | $266.00 | $15,120 Land $9,370 Building $5,750 | |
| 2021 | $15,120 Land $9,370 Building $5,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures