3 Duley St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 Duley St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,147 sqft · built 1900
Lot Size	0.123 acres (5,340 sqft)
Owner	2 Trust Names on Record
Last Sale	$432,000 (Apr 2018)
Tax Bill	$6,686 (2026)
Deeds & Mortgages	Oct 2022 Transfer Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0142 B:0041 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0142 B:0041 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,147 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	884 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,340 sqft (0.123 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 DULEY ST
City	GLOUCESTER
State	MA
Zip	01930-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	41
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1012
Census Tract	221100

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	31 RUSSELL ST, MELROSE, MA 02176-4419
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FOXBORO FED'L SVGS & LN ASSN
Apr 30, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Jun 26, 2003 · Amount on Record
Deed Book / Page	36683 / 174
Last Transfer Date	Sep 16, 2022
Transfer Doc	041250-388
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 17, 2022
Property Address	3 DULEY ST, GLOUCESTER, MA 01930-1107
Document Number	041250-388
Book / Page	41250 / 388
Instrument Date	Sep 16, 2022
Instrument	20221017003540
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RUSSELL ST, MELROSE, MA 02176-4419

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 DULEY ST, GLOUCESTER, MA 01930-1107
Document Number	37834-507
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DULEY ST GLOUCESTER MA 019301107, GLOUCESTER, MA 01930-1107

Mortgage

Document Number	37834-507
Date	Sep 12, 2019
Book Page	037834/000507
Instrument	1909121540

Lender

Name	FOXBORO FED'L SVGS & LN ASSN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2034

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 30, 2018
Property Address	3 DULEY ST, GLOUCESTER, MA 01930-1107
Document Number	36683-174
Book / Page	036683 / 000174
Instrument Date	Apr 12, 2018
Instrument	1804306420
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,969.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36683-176
Date	Apr 30, 2018
Book Page	036683/000176
Instrument	1804306430

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 29, 2043

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,686.00 (+4.31%)	$718,200 (+8.9%) Land $331,500 Building $386,700	$708,002 (+10.03%)
2025	$6,410.00 (+2.15%)	$659,500 (+2.26%) Land $306,900 Building $352,600
2024	$6,275.00 (+7.56%)	$644,900 (+17.06%) Land $292,300 Building $352,600	$643,435
2023	$5,834.00	$550,900 Land $261,000 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1991–2010)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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