12 Duley St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 12 Duley St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,085 sqft · built 1900
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Sep 1993)
Tax Bill	$6,287 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0142 B:0037 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0142 B:0037 L:0000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,085 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	614 sqft
Basement Area	425 sqft
Unfinished Basement	425 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 DULEY ST
City	GLOUCESTER
State	MA
Zip	01930-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VB
Legal Block	37
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1001
Census Tract	221100

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 DULEY ST, GLOUCESTER, MA 01930-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Jul 12, 2017	Deed of Trust, Mortgage SANTANDER BANK NA
Jun 17, 2019	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1993 · Amount on Record
Deed Sale	Sep 30, 1993 · Amount on Record
Deed Book / Page	12150 / 56
Last Transfer Date	Oct 9, 2024
Transfer Doc	042367-445
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	12 DULEY ST, GLOUCESTER, MA 01930-1108
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36012-171
Date	Jul 12, 2017
Book Page	36012/171
Instrument	107

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	12 DULEY ST, GLOUCESTER, MA 01930-1108
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36012-156
Date	Jul 12, 2017
Book Page	36012/156
Instrument	106

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2027

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	12 DULEY ST, GLOUCESTER, MA 01930-1108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365 LENDER SERVICES,

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37591-331
Date	Jun 17, 2019
Book Page	37591/331
Instrument	20190617002850

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,287.00 (+3.75%)	$675,300 (+8.31%) Land $367,200 Building $308,100	$615,709 (+9.15%)
2025	$6,060.00 (+2.56%)	$623,500 (+2.67%) Land $340,000 Building $283,500
2024	$5,909.00 (+3.98%)	$607,300 (+13.18%) Land $323,800 Building $283,500	$564,110
2023	$5,683.00	$536,600 Land $289,100 Building $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1991–2010)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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