1. Home
  2. Massachusetts
  3. Essex County
  4. Saugus
  5. Dow St

3 Dow St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 3 Dow St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,096 sqft · built 1949
Lot Size0.301 acres (13,133 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Aug 2012)
Tax Bill$5,818 (2025)
Deeds & MortgagesFeb 2019 Refinance
Flood ZoneZone X (minimal risk)
APNSAUG M:007-E B:0005 L:0004

Property Details

APN / Parcel Number

Primary APNSAUG M:007-E B:0005 L:0004
Alternative APNs
  • M:007=E B:0005 L:0004
  • 1956020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,096 sqft Living Area
Gross Area2,244 sqft
1st Floor Area1,096 sqft
Basement Area1,096 sqft
Unfinished Basement1,096 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,133 sqft (0.301 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1956020
Street Address3 DOW ST
CitySAUGUS
StateMA
Zip01906-2486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number4
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group3
Census Block3017
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0005 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address91 FLINT ST, SOMERVILLE, MA 02145-4020
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2012 · Amount on Record
Deed SaleAug 31, 2012 · Amount on Record
Prior SaleAug 03, 2012 · Amount on Record
Deed Book / Page31682 / 225
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address3 DOW ST, SAUGUS, MA 01906-2486
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037345-11
DateFeb 25, 2019
Book Page37345/11
Instrument20190225000860
Lender
NameLUSO AMERICAN CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,818.00 (+4.66%)$544,800 (+4.37%) Land $326,000 Building $218,800$518,890
2024$5,559.00 (+3.5%)$522,000 (+9.43%) Land $307,300 Building $214,700
2023$5,371.00$477,000 Land $270,100 Building $206,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1991–2008)
Claims Outside the SFHA2 of 9
Most Recent ClaimDec 2008, other causes, Severe Winter Storm And Flooding
Claims By Storm
  • Severe Storms And Flooding, May 2006 · 4 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Dow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures