Essex County and Saugus Town property record for 22 Dow St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,746 sqft · built 1971 |
| Lot Size | 0.187 acres (8,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Apr 2024) |
| Tax Bill | $6,186 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Mar 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-E B:0006 L:0017 |
| Primary APN | SAUG M:007-E B:0006 L:0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| Gross Area | 2,389 sqft |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 948 sqft |
| Unfinished Basement | 370 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,137 sqft (0.187 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1915019 |
|---|---|
| Street Address | 22 DOW ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0006 L:0017
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 DOW ST, SAUGUS, MA 01906-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 10, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Mar 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| May 09, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Deed Document Number | 20241570 |
| Deed Book / Page | 42061 / 441 |
| Prior Transfer Date | May 08, 2019 |
| Prior Transfer Doc | 37497-386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 10, 2024 |
| Property Address | 22 DOW ST, SAUGUS, MA 01906-2423 |
| Document Number | 042061-441 |
| Book / Page | 42061 / 441 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 20240410001570 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 DOW ST, SAUGUS, MA 01906-2423 |
| Document Number | 240410001580 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 240410001580 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 22 DOW ST, SAUGUS, MA 01906-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37394-138 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 37394/138 |
| Instrument | 20190321001900 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 09, 2019 |
| Property Address | 22 DOW ST, SAUGUS, MA 01906-2423 |
| Document Number | 37497-386 |
| Book / Page | 037497 / 000386 |
| Instrument Date | May 08, 2019 |
| Instrument | 9000800 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22 DOW ST SAUGUS MA 019062423, SAUGUS, MA 01906-2423 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,186.00 (+4.79%) | $579,200 (+4.49%) Land $308,500 Building $270,700 | $633,175 |
| 2024 | $5,903.00 (+5.17%) | $554,300 (+11.19%) Land $290,800 Building $263,500 | |
| 2023 | $5,613.00 | $498,500 Land $255,600 Building $242,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 554 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures