3 Dover Rd, Congers, NY 10920 Property Records

Rockland County and Clarkstown Town property record for 3 Dover Rd, Congers, NY 10920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,007 sqft · built 1966
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Dec 2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392089 44.18-2-13`

Property Details

APN / Parcel Number

Primary APN	`392089 44.18-2-13`
Alternative APNs	`208904401800020130000000` `112A9.12`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,007 sqft Living Area
1st Floor Area	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	183 ft deep x 101 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	252 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	112A9.12
Old Parcel Number	208904401800020130000000
Street Address	3 DOVER RD
City	CONGERS
State	NY
Zip	10920-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	112-A-9.12
Legal Subdivision	ROCKLAND COUNTRY DAY SCHOOL SUBDIVISION
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	CLARKSTOWN
Census Block Group	1
Census Block	1022
Census Tract	10901

Owner

3 Dover Rd is owned and occupied by an individual who bought it in December 2023.

Source: Rockland County and Clarkstown Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3 DOVER RD, CONGERS, NY 10920-2104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Sep 10, 2004
Deed Document Number	0202337802
Deed Book / Page	2023 / 37802
Record Updated	Jun 8, 2026

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 19, 2023
Property Address	3 DOVER RD, CONGERS, NY 10920-2104
Document Number	0000037802
Map Reference	BK 70 PG 13 MAP 3369
Instrument Date	Dec 13, 2023
Instrument	2023-00037802
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 RENFREW RD, NEW CITY, NY 10956-5826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 COURTNEY DR, NEW CITY, NY 10956-6112

Mortgage

Document Number	0000037803
Date	Dec 19, 2023
Instrument	2023-00037803

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Clarkstown Town
Unified School District	Clarkstown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$120,400 (-) Land $34,300 Building $86,100	$512,777 (+325.89%) Land $146,082 Building $366,695
2023	$120,400 (-) Land $34,300 Building $86,100	$120,400 (-) Land $34,300 Building $86,100
2022	$120,400 Land $34,300 Building $86,100	$120,400 Land $34,300 Building $86,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Dover Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1979–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Dover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880