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20 Dover Rd, Congers, NY 10920 Property Records

Rockland County and Clarkstown Town property record for 20 Dover Rd, Congers, NY 10920

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,768 sqft · built 1913
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$458,500 (Jul 2021)
Tax Bill$18,904 (2024)
Deeds & MortgagesOct 2023 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN392089 44.18-2-23

Property Details

APN / Parcel Number

Primary APN392089 44.18-2-23
Alternative APNs
  • 392089-044-018-0002-023-000-000
  • 208904401800020230000000
  • 112A10

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,768 sqft Living Area
Gross Area4,224 sqft
1st Floor Area1,722 sqft
2nd Floor Area2,046 sqft
Upper Floors Area263 sqft
Basement Area784 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions218 ft deep x 85 ft wide

Exterior Amenities

PorchCovered Porch
Porch Area501 sqft
Patio Area250 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number112A10
Street Address20 DOVER RD
CityCONGERS
StateNY
Zip10920-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description112-A-10
Legal SubdivisionTHORNWOOD HILLS
Legal Block2
Legal Lot Number23.0
JurisdictionROCKLAND NY
Township / Civil DivisionCLARKSTOWN
Census Block Group1
Census Block1025
Census Tract10901

Owner

Source: Rockland County and Clarkstown Town records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address22 LOMBARDI DR, NEW CITY, NY 10956-3462
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 7, 2021Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Deed Document Number202128011
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address20 DOVER RD, CONGERS, NY 10920-2105
Transaction TypeMortgage
Record UpdatedNov 15, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031330
DateOct 17, 2023
Instrument2023-00031330
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

July 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJul 7, 2021
Property Address20 DOVER RD, CONGERS, NY 10920-2105
Document Number0000028011
Map ReferenceBK 69 PG 45 MAP 3328
Instrument DateMay 20, 2021
Instrument2021-00028011
Transaction TypeTransfer
Record UpdatedJul 28, 2021

Transaction

AmountAmount Recorded
Tax$1,834.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 LOMBARDI DR, NEW CITY, NY 10956-3462

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionClarkstown Town
Unified School DistrictClarkstown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$18,904.00 (+48.73%)$173,000 (-) Land $36,800 Building $136,200$136,500 (-)
2023$12,710.00$173,000 Land $36,800 Building $136,200$136,500 Land $29,036 Building $107,464

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1979–1984)
Most Recent ClaimApr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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