Middlesex County and Wakefield Town property record for 3 Cumberland Rd, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,164 sqft · built 2014 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jul 2010) |
| Tax Bill | $13,561 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42243 |
| Primary APN | 42243 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,164 sqft Living Area |
| Gross Area | 6,920 sqft |
| Basement Area | 2,084 sqft |
| Unfinished Basement | 2,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,498 sqft (0.402 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 42243 |
|---|---|
| Street Address | 3 CUMBERLAND RD |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSR |
| Legal Subdivision | LUDLOW PARK WAKEFIELD |
| Legal Block | 85 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 335301 |
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 CUMBERLAND RD, WAKEFIELD, MA 01880-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jul 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Dec 12, 2018 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2010 · Amount on Record |
| Deed Sale | Jul 16, 2010 · Amount on Record |
| Deed Document Number | 2010117204 |
| Deed Book / Page | 54999 / 253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 3 CUMBERLAND RD, WAKEFIELD, MA 01880-3705 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082498-573 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 82498/573 |
| Instrument | 17012 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 3 CUMBERLAND RD, WAKEFIELD, MA 01880-3705 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081803-364 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 81803/364 |
| Instrument | 81330 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 3 CUMBERLAND RD, WAKEFIELD, MA 01880-3705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71997-1 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 71997/1 |
| Instrument | 188687 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,561.00 (+0.89%) | $1,194,800 (-) Land $341,900 Building $852,900 | $1,496,915 (-) |
| 2024 | $13,442.00 (+3.2%) | $1,194,800 (+7.6%) Land $341,900 Building $852,900 | $1,496,915 |
| 2023 | $13,025.00 | $1,110,400 Land $313,200 Building $797,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 32 (1979–2010) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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