10 Cumberland Rd, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 10 Cumberland Rd, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,901 sqft · built 2008
Lot Size0.444 acres (19,323 sqft)
Owner2 Individual Names on File
Last Sale$564,900 (Aug 2008)
Tax Bill$11,109 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN39503

Property Details

APN / Parcel Number

Primary APN39503
Alternative APN
  • WAKE M:000019 B:010B P:00103B

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,901 sqft Living Area
Gross Area3,873 sqft
Basement Area1,130 sqft
Unfinished Basement621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,323 sqft (0.444 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number39503
Street Address10 CUMBERLAND RD
CityWAKEFIELD
StateMA
Zip01880-3706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionWAKEFIELD
Legal Block10B
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group1
Census Block1009
Census Tract335301

Owner

10 Cumberland Rd is owned and occupied by two individuals who bought it in August 2008.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 CUMBERLAND RD, WAKEFIELD, MA 01880-3706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2008 · Amount on File
Deed SaleAug 6, 2008 · Amount on File
Prior SaleApr 24, 2008 · Amount on File
Deed Document Number2008130795
Deed Book / Page51542 / 561
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address10 CUMBERLAND RD, WAKEFIELD, MA 01880-3706
Document Number70082-1
Book / Page070082 / 000001
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70082-1
DateOct 16, 2017
Book Page070082/000001
Instrument7279
Lender
NameROCKLAND TR
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 15, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cumberland Rd was $11,109, up 0.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,109.00 (+0.91%)$978,800 (+0.02%) Land $401,400 Building $577,400$1,106,180 (+2.02%)
2024$11,009.00 (+2.61%)$978,600 (+6.99%) Land $401,400 Building $577,200$1,084,330
2023$10,729.00$914,700 Land $375,200 Building $539,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims32 (1979–2010)
Claims Outside the SFHA4 of 32
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Severe Storms And Flooding, May 2006 · 6 claims
  • Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cumberland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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