3 Cumberland Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 3 Cumberland Ct, Elgin, SC 29045 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4,552 sqft
Lot Size0.65 acres (28,314 sqft)
OwnerOwner Name on File
Last Sale$282,900 (Mar 2005)
Tax Bill$2,068 (2025)
Deeds & MortgagesMar 2020 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN348-04-00-049-SGA

Property Details

APN / Parcel Number

Primary APN348-04-00-049-SGA
Alternative APN
  • 38772

Interior

Stories2 Stories
Building Area4,552 sqft Gross Area
Gross Area3,701 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Garage Area504 sqft
PorchPorch
Porch Area137 sqft
Deck Area210 sqft

Location & Zoning

Account Number38772
Old Parcel Number348-04-00-049 SGA
Street Address3 CUMBERLAND CT
CityELGIN
StateSC
Zip29045-9499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:279 MAP REF:BK 1719 PG 326
Legal SubdivisionSTATFORD PLANTATION PARTNERDHI
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract970908

Owner

Source: Kershaw County records · APN 348-04-00-049-SGA

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3 CUMBERLAND CT, ELGIN, SC 29045-9499
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
May 23, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Last SaleMar 08, 2005 · Amount on Record
Deed SaleMar 08, 2005 · Amount on Record
Deed Document Number0000017201
Deed Book / Page1720 / 1
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address3 CUMBERLAND CT, ELGIN, SC 29045-9499
Document Number0000002557
Instrument DateMar 07, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CUMBERLAND CT ELGIN SC 290459499, ELGIN, SC 29045-9499

Mortgage

Document Number0000002557
DateMar 20, 2020
Book Page004191/000013
Instrument2557
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address3 CUMBERLAND CT, ELGIN, SC 29045-9499
Document Number0000004537
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CUMBERLAND CT ELGIN SC 290459499, ELGIN, SC 29045-9499

Mortgage

Document Number0000004537
DateJun 05, 2017
Book Page003704/000035
Instrument4537
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2047

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,068.00 (-0.62%)$357,300 (-) Land $50,000 Building $307,300$357,300 (-)
2023$2,081.00$357,300 Land $50,000 Building $307,300$357,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 21% of South Carolina
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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