Kershaw County property record for 10 Cumberland Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,705 sqft · built 2006 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (Apr 2023) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 348-04-00-046-SGA |
| Primary APN | 348-04-00-046-SGA |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,705 sqft Gross Area |
| Gross Area | 2,993 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 160 sqft |
| Account Number | 38769 |
|---|---|
| Old Parcel Number | 348-04-00-046 SGA |
| Street Address | 10 CUMBERLAND CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-9499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | STRATFORD PLANTATION SUBDIV LOT 46 |
| Legal Subdivision | STRATFORD PLANTATION SUBDIV |
| Legal Lot Number | 46 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970908 |
10 Cumberland Ct is owned and occupied by an individual who bought it in April 2023.
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10 CUMBERLAND CT, ELGIN, SC 29045-9499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on File |
| Deed Sale | Apr 5, 2023 · Amount on File |
| Prior Sale | Jul 12, 2005 · Amount on File |
| Deed Document Number | 202300002821 |
| Deed Book / Page | 4923 / 43 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 5, 2023 |
| Property Address | 10 CUMBERLAND CT, ELGIN, SC 29045-9499 |
| Document Number | 202300002821 |
| Book / Page | 4923 / 43 |
| Map Reference | MB A180 PG 9 |
| Instrument Date | Apr 3, 2023 |
| Instrument | 202300002821 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 CUMBERLAND CT, ELGIN, SC 29045-9499 |
| Document Number | 202300002822 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 202300002822 |
| Name | NTFN INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 10 Cumberland Ct was $3,165.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,165.00 | $555,000 Land $50,000 Building $505,000 | $555,000 |
| 2023 | $1,939.00 (+4.53%) | $555,000 (+48.79%) Land $50,000 Building $505,000 | $555,000 (+48.79%) |
| 2022 | $1,855.00 | $373,000 Land $50,000 Building $323,000 | $373,000 Land $50,000 Building $323,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Cumberland Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Cumberland Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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