Carroll County property record for 3 Cross St, Eureka Springs, AR 72632
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,856 sqft · built 1970 |
| Lot Size | 0.605 acres (26,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2015) |
| Tax Bill | $1,025 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 925-01686-000 |
| Primary APN | 925-01686-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Upper Floors Area | 1,428 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 26,358 sqft (0.605 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 124 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3 CROSS ST |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72632-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4\PT 5 |
| Legal Range | 26 |
| Legal Township | 20 |
| Legal Section | 15 |
| Legal Subdivision | FULLER ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eureka Springs Historic District listed 1970 · 491 contributing resources · NRIS 70000118 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Cross St is owned and occupied by an individual who bought it in November 2015.
Source: Carroll County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CROSS ST, EUREKA SPRINGS, AR 72632-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on File |
| Deed Sale | Nov 19, 2015 · Amount on File |
| Prior Sale | May 14, 2003 · Amount on File |
| Deed Book / Page | 2015 / 2999 |
| Transfer Doc | 0125000028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 3 CROSS ST, EUREKA SPRINGS, AR 72632-9734 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | MWEST2021/4729 |
|---|---|
| Date | May 6, 2021 |
| Book Page | MWEST2021/4729 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 3 Cross St was $1,025 with a homeowner's exemption.
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Municipality | Eureka Springs City |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,230 (-) Land $7,000 Building $51,230 | $291,150 (-) Land $35,000 Building $256,150 | |
| 2025 | $1,025.00 Homeowner's exemption | $58,230 Land $7,000 Building $51,230 | $291,150 Land $35,000 Building $256,150 |
| 2023 | $1,200.00 Homeowner's exemption | $48,010 Land $7,000 Building $41,010 | $240,050 Land $35,000 Building $205,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Cross St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2015–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cross St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUREKA SPRINGS WATERWORKS serves 4,053 people · EPA ID AR0000075 |
|---|---|
| Water Source | Purchased surface water from CARROLL-BOONE WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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