Carroll County property record for 2 Cross St, Eureka Springs, AR 72632
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 1975 |
| Lot Size | 0.537 acres (23,425 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,000 (May 2013) |
| Tax Bill | $775 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 925-01693-000 |
| Primary APN | 925-01693-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Carpet |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 23,425 sqft (0.537 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 105 sqft |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2 CROSS ST |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72632-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 |
| Legal Range | 26 |
| Legal Township | 20 |
| Legal Section | 15 |
| Legal Subdivision | FULLER ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eureka Springs Historic District listed 1970 · 491 contributing resources · NRIS 70000118 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 CROSS ST, EUREKA SPRINGS, AR 72632-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FEDERAL CREDIT UNION |
| Nov 12, 2025 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2013 · Amount on Record |
| Deed Sale | May 21, 2013 · Amount on Record |
| Deed Book / Page | 2013 / 901 |
| Last Transfer Date | Nov 11, 2025 |
| Transfer Doc | 0000006442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Sep 21, 2026 |
| Property Address | 2 CROSS ST, EUREKA SPRINGS, AR 72632-9733 |
| Document Number | 0000005829 |
| Book / Page | 2026 / 5829 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 20265829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2 CROSS ST, EUREKA SPRINGS, AR 72632-9733 |
| Document Number | 0000005829, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 2026/5829 |
| Instrument | 20265829 |
| Name | ARKANSAS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 26, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Nov 12, 2025 |
| Property Address | 2 CROSS ST, EUREKA SPRINGS, AR 72632-9733 |
| Document Number | 2025R00006442 |
| Map Reference | MB A PG 9 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2025R-00006442 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CROSS ST, EUREKA SPRINGS, AR 72632-9733 |
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Municipality | Eureka Springs City |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,980 (-) Land $7,000 Building $45,980 | $264,900 (-) Land $35,000 Building $229,900 | |
| 2025 | $775.00 (-18.42%) Homeowner's exemption | $52,980 (+20.99%) Land $7,000 Building $45,980 | $264,900 (+20.99%) Land $35,000 Building $229,900 |
| 2023 | $950.00 Homeowner's exemption | $43,790 Land $7,000 Building $36,790 | $218,950 Land $35,000 Building $183,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2015–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUREKA SPRINGS WATERWORKS serves 4,053 people · EPA ID AR0000075 |
|---|---|
| Water Source | Purchased surface water from CARROLL-BOONE WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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