Macon County property record for 3 Cottage Row, #5, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,132 sqft · built 1946 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (May 2002) |
| Tax Bill | $1,002 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540771187 |
| Primary APN | 7540771187 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Heated Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 300 sqft |
| Basement Area | 520 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 89056 |
|---|---|
| Street Address | 3 COTTAGE ROW, 5 |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C COMMERCI |
| Legal Description | LOT D COTTAGE ROW |
| Legal Subdivision | COTTAGE ROW |
| Legal Lot Number | D |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970502 |
3 Cottage Row, #5 is owned by an individual who bought it in May 2002.
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2137, HIGHLANDS, NC 28741-2137 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2002 · Amount on File |
| Deed Sale | May 9, 2002 · Amount on File |
| Deed Book / Page | 25 / 1283 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3 Cottage Row, #5 was $1,002, down 60.5% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,002.00 (-60.54%) | $294,710 Land $50,000 Building $244,710 | $294,710 Land $50,000 Building $244,710 |
| 2025 | $2,539.00 | ||
| 2023 | $960.00 | $294,710 Land $50,000 Building $244,710 | $294,710 Land $50,000 Building $244,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Cottage Row, #5 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2013–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cottage Row, #5 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Frontier, Hotwire Communications.
5G (outdoors only) and 4G LTE
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