Macon County property record for 21 Cottage Row, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 520 sqft · built 1946 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $67,000 (Aug 2013) |
| Tax Bill | $1,042 (2026) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540772205 |
| Primary APN | 7540772205 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Heated Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Heating System | Other |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 150918 |
|---|---|
| Street Address | 21 COTTAGE ROW |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOT C COTTAGE ROW |
| Legal Subdivision | COTTAGE ROW |
| Legal Lot Number | C |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970502 |
21 Cottage Row is owned by a company that bought it in August 2013.
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2251 N 4TH ST, HIGHLANDS, NC 28741-9321 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2013 · Amount on File |
| Deed Sale | Aug 19, 2013 · Amount on File |
| Deed Document Number | 20136008 |
| Deed Book / Page | 35 / 2069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Oct 21, 2021 |
| Property Address | 21 COTTAGE ROW, HIGHLANDS, NC 28741 |
| Document Number | 00I41/1746 |
| Book / Page | I-41 / 1746 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021010013 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2257 N 4TH ST, 2257, HIGHLANDS, NC 28741-9321 |
| Name | Verified Name |
|---|---|
| Address | 2257 N 4TH ST, HIGHLANDS, NC 28741-9321 |
The 2026 property tax bill for 21 Cottage Row was $1,042, up 3.1% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,042.00 (+3.07%) | $308,230 Land $50,000 Building $258,230 | $308,230 Land $50,000 Building $258,230 |
| 2025 | $1,011.00 | ||
| 2023 | $999.00 | $308,230 Land $50,000 Building $258,230 | $308,230 Land $50,000 Building $258,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Cottage Row in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2013–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Cottage Row is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Frontier, Hotwire Communications.
5G (outdoors only) and 4G LTE
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