3 Cottage Rd, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie Town property record for 3 Cottage Rd, Poughkeepsie, NY 12601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,607 sqft · built 2016
Lot Size0.56 acres (24,394 sqft)
Owner2 Companies on Record
Tax Bill$8 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN134689-6163-04-546265-0000

Property Details

APN / Parcel Number

Primary APN134689-6163-04-546265-0000
Alternative APNs
  • 468900616300045462650000
  • 134689 6.163-4-546.265
  • 14546265

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,607 sqft Living Area
Gross Area3,069 sqft
1st Floor Area2,607 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area24,394 sqft (0.56 acres)
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchCovered Porch
Porch Area726 sqft
Shed1 Shed
Shed Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14546265
Street Address3 COTTAGE RD
CityPOUGHKEEPSIE
StateNY
Zip12601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBN
Legal Description0.69 AC (C)
Legal Block4
Legal Lot Number546
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group2
Census Block2000
Census Tract140101

Owner

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Companies on Record
Mailing Address167 MYERS CORNERS RD, 202, WAPPINGERS FALLS, NY 12590-3869
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address3 COTTAGE RD, POUGHKEEPSIE, NY 12601
Document Number0000004702
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyREGENCY ABSTRACT COMPANY, REGENCY ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address119 STRINGHAM RD #52 LAGRANGEVILLE NY 125405539, 52, LAGRANGEVILLE, NY 12540-5539

Mortgage

Document Number0000004702
DateOct 9, 2020
Instrument4702
Lender
NameTEG FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictHyde Park Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8.00$504,500 (-) Land $85,800 Building $418,700$566,900 (+12.37%)
2023$504,500 (+11%) Land $85,800 Building $418,700$504,500 (+11%) Land $85,800 Building $418,700
2022$454,500 Land $78,000 Building $376,500$454,500 Land $78,000 Building $376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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