12 Cottage Rd, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie Town property record for 12 Cottage Rd, Poughkeepsie, NY 12601

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,592 sqft · built 1930
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on Record
Tax Bill$10,902 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN134689-6163-04-597265-0000

Property Details

APN / Parcel Number

Primary APN134689-6163-04-597265-0000
Alternative APNs
  • 468900616300045972650000
  • 134689 6.163-4-597.265
  • 14597265

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms14 Rooms
Units2 Units
Stories2 Stories
Building Area2,592 sqft Living Area
Gross Area2,652 sqft
1st Floor Area1,296 sqft
2nd Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions228 ft deep x 114 ft wide
Garage TypeDetached
Garage Area814 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area604 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14597265
Street Address12 COTTAGE RD
CityPOUGHKEEPSIE
StateNY
Zip12601-1248
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR20
Legal Description0.68 AC (C) 1448 0385 0451 0239
Legal Block4
Legal Lot Number597
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group3
Census Block3005
Census Tract140101

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 COTTAGE RD, POUGHKEEPSIE, NY 12601-1248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 10, 2014
Transfer Doc0000006213
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address12 COTTAGE RD, POUGHKEEPSIE, NY 12601-1248
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003810
DateSep 8, 2022
Instrument3810
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictHyde Park Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,902.00 (+24.17%) Veteran's exemption$372,500 (-) Land $84,700 Building $287,800$418,500 (+5.6%)
2024$372,500 (-) Land $84,700 Building $287,800$396,300 (+6.39%)
2023$372,500 (+11.03%) Land $84,700 Building $287,800$372,500 (+11.03%) Land $84,700 Building $287,800
2022$335,500 Land $77,000 Building $258,500$335,500 Land $77,000 Building $258,500
2020$8,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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