3 Colony Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 3 Colony Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,077 sqft · built 1939
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,480,000 (Jul 2017)
Tax Bill	$25,038 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03106-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`18-03106-0000-00008`
Alternative APNs	`1800095I00005` `180310600008`

Interior

Stories	2 Stories
Building Area	3,077 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Stucco
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800095I00005
Street Address	3 COLONY DR
City	SUMMIT
State	NJ
Zip	07901-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	GLEN-OAKS
Legal Block	3106
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1016
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COLONY DR, SUMMIT, NJ 07901-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
Jul 7, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Dec 11, 1996 · Amount on Record
Deed Document Number	2017288416
Prior Transfer Date	Oct 11, 2011
Prior Transfer Doc	0058860175
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 COLONY DR, SUMMIT, NJ 07901-2423
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150832339
Date	Oct 20, 2021
Book Page	15083/2339
Instrument	23270

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 COLONY DR, SUMMIT, NJ 07901-2423
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144902286
Date	Sep 20, 2018
Book Page	14490/2286
Instrument	663008

Lender

Name	NATIONAL BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 7, 2017
Property Address	3 COLONY DR, SUMMIT, NJ 07901-2423
Document Number	0061990372
Book / Page	006199 / 000372
Instrument Date	Jun 16, 2017
Instrument	288416
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 COLONY DR SUMMIT NJ 079012423, SUMMIT, NJ 07901-2423

Mortgage

Document Number	142970590
Date	Jul 7, 2017
Book Page	014297/000590
Instrument	642833

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,000 (-) Land $205,400 Building $354,600	$560,000 (-) Land $205,400 Building $354,600
2025	$25,038.00 (+2.64%)	$560,000 (-) Land $205,400 Building $354,600	$560,000 (-) Land $205,400 Building $354,600
2024	$24,394.00 (+1.71%)
2023		$560,000 Land $205,400 Building $354,600	$560,000 Land $205,400 Building $354,600
2022	$23,984.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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