1 Colony Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 1 Colony Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,278 sqft · built 1931
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jul 2023)
Tax Bill	$21,810 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03106-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`18-03106-0000-00007`
Alternative APNs	`1800095I00004` `180310600007`

Interior

Stories	2 Stories
Building Area	2,278 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	9,670 sqft (0.222 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800095I00004
Street Address	1 COLONY DR
City	SUMMIT
State	NJ
Zip	07901-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	GLEN OAKS
Legal Block	3106
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1016
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 COLONY DR, SUMMIT, NJ 07901-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jul 20, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Jul 25, 2003 · Amount on Record
Deed Document Number	202330572
Deed Book / Page	6515 / 2031
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1 COLONY DR, SUMMIT, NJ 07901-2423
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COLONY DR, SUMMIT, NJ 07901-2423

Mortgage

Document Number	0157752372
Date	Mar 19, 2026
Book Page	15775/2372
Instrument	90441

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1 COLONY DR, SUMMIT, NJ 07901-2423
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COLONY DR, SUMMIT, NJ 07901-2423

Mortgage

Document Number	0154142263
Date	Sep 21, 2023
Book Page	15414/2263
Instrument	56514

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2053

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 20, 2023
Property Address	1 COLONY DR, SUMMIT, NJ 07901-2423
Document Number	0065152031
Book / Page	6515 / 2031
Instrument Date	Jun 19, 2023
Instrument	30572
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 NEW YORK BLVD, SEA GIRT, NJ 08750-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COLONY DR, SUMMIT, NJ 07901-2423

Mortgage

Document Number	0153882858
Date	Jul 20, 2023
Book Page	15388/2858
Instrument	54168

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,800 (-) Land $204,400 Building $283,400	$487,800 (-) Land $204,400 Building $283,400
2025	$21,810.00 (+2.64%)	$487,800 (-) Land $204,400 Building $283,400	$487,800 (-) Land $204,400 Building $283,400
2024	$21,249.00 (+1.71%)
2023		$487,800 (-) Land $204,400 Building $283,400	$487,800 (-) Land $204,400 Building $283,400
2022	$20,892.00 (-0.79%)	$487,800 Land $204,400 Building $283,400	$487,800 Land $204,400 Building $283,400
2021	$21,058.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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