3 Cloister Ct, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3 Cloister Ct, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,656 sqft · built 1995
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Company Names on File
Last Sale	$1,750,000 (Jul 2025)
Tax Bill	$25,449 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`039-0A06-0314-00`

Property Details

APN / Parcel Number

Primary APN	`039-0A06-0314-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,656 sqft Living Area
Gross Area	8,933 sqft
1st Floor Area	3,262 sqft
2nd Floor Area	1,569 sqft
Basement Area	3,262 sqft
Finished Basement	825 sqft
Unfinished Basement	2,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	19,950 sqft (0.458 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	231 sqft
Patio Area	954 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3 CLOISTER CT
City	CINCINNATI
State	OH
Zip	45208-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONASTERYVIEW COURT 0.459957 AC LOT 3 THE CLOISTER SUB
Legal Subdivision	THE CLOISTER SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	5100

Owner

Source: Hamilton County records · APN 039-0A06-0314-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3 CLOISTER CT, CINCINNATI, OH 45208-1500
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Oct 29, 2009 · Amount on Record
Deed Document Number	202553404
Deed Book / Page	15457 / 1763
Prior Transfer Date	Sep 21, 2006
Prior Transfer Doc	0000155994
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3 CLOISTER CT, CINCINNATI, OH 45208-1500
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CLOISTER CT, CINCINNATI, OH 45208-1500

Mortgage

Document Number	0000111595
Date	Dec 07, 2022
Book Page	14808/1360
Instrument	2022-0111595

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,449.00 (+3.14%)	$414,229 (-) Land $100,590 Building $313,639	$1,183,510 (-) Land $287,400 Building $896,110
2024	$24,675.00 (-2.22%)	$414,229 (-) Land $100,590 Building $313,639
2023	$25,234.00 (-3.78%)	$414,229 (+7.27%) Land $100,590 Building $313,639	$1,183,510 (+7.27%) Land $287,400 Building $896,110
2022	$26,224.00 Homeowner's exemption	$386,173 Land $73,455 Building $312,718
2020			$1,103,350 Land $209,870 Building $893,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610051002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 481 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.