2 Cloister Ct, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2 Cloister Ct, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,782 sqft · built 1988
Lot Size	0.424 acres (18,469 sqft)
Owner	2 Individual Names on File
Tax Bill	$25,408 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0A06-0313-00`

Property Details

APN / Parcel Number

Primary APN	`039-0A06-0313-00`
Alternative APN	`0084457`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,782 sqft Living Area
Gross Area	7,138 sqft
1st Floor Area	1,968 sqft
2nd Floor Area	2,514 sqft
Upper Floors Area	750 sqft
Basement Area	1,888 sqft
Finished Basement	1,300 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,469 sqft (0.424 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	734 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2 CLOISTER CT
City	CINCINNATI
State	OH
Zip	45208-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	CLOISTER CT 0.424404 AC LOT 2 THE CLOISTER SUB
Legal Subdivision	THE CLOISTER SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	5100

Owner

Source: Hamilton County records · APN 039-0A06-0313-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 CLOISTER CT, CINCINNATI, OH 45208-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 29, 2010
Transfer Doc	0000000187
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2 CLOISTER CT, CINCINNATI, OH 45208-1500
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005173
Date	Jan 12, 2021
Book Page	14332/2896
Instrument	2021-0005173

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,408.00 (+3.13%) Homeowner's exemption	$423,759 (-) Land $98,616 Building $325,143	$1,210,740 (-) Land $281,760 Building $928,980
2024	$24,638.00 (-2.41%) Homeowner's exemption	$423,759 (-) Land $98,616 Building $325,143
2023	$25,247.00 (-2.81%) Homeowner's exemption	$423,759 (+8.27%) Land $98,616 Building $325,143	$1,210,740 (+8.27%) Land $281,760 Building $928,980
2022	$25,976.00 Homeowner's exemption	$391,378 Land $72,013 Building $319,365
2020			$1,118,220 Land $205,750 Building $912,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 481 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.