3 Clipper Ct, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 3 Clipper Ct, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,428 sqft · built 1970
Lot Size0.211 acres (9,177 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Sep 2005)
Tax Bill$2,873 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone AE (high risk)
APN03-090051

Property Details

APN / Parcel Number

Primary APN03-090051
Alternative APNs
  • 3090051
  • 090051

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,428 sqft Total Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,177 sqft (0.211 acres)
View / LotWaterfront
PorchSlab
Porch Area192 sqft
Deck Area132 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number090051
Street Address3 CLIPPER CT
CityBERLIN
StateMD
Zip21811-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT C-01-368 9177 SQ FT CLIPPER CT PL OCEAN PINES SEC 1
Legal SubdivisionOCEAN PINES SEC 01
Legal Lot Number368
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group1
Census Block1006
Census Tract950700

Owner

Source: Worcester County records · APN 03-090051

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10813 HOOK CT, NEW MARKET, MD 21774-6972
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2005 · Amount on Record
Deed SaleSep 01, 2005 · Amount on Record
Prior SaleJun 16, 1999
Deed Document Number2005358374
Deed Book / Page4523 / 79
Transfer Doc0000348871
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address3 CLIPPER CT, OCEAN PINES, MD 21811-1518
Transaction TypeMortgage
Record UpdatedSep 19, 2023
Title CompanyNOT AVAILABLE, BREMAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10813 HOOK CT, NEW MARKET, MD 21774-6972

Mortgage

Document Number0086310398
DateSep 01, 2023
Book Page8631/398
Lender
NameMC FINANCIAL INC
TypeMortgage Company
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$327,400 (+14.84%)$343,500 (+16.36%) Land $163,300 Building $180,200
2025$2,873.00 (+5.32%)
2023$2,728.00$285,100$295,200 Land $163,300 Building $131,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 155 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies155 in force
Nearby Flood Claims26 (1985–2024)
Claims Outside the SFHA14 of 26
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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