Worcester County property record for 11 Clipper Ct, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,528 sqft · built 1985 |
| Lot Size | 0.211 acres (9,210 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $715,000 (Mar 2026) |
| Tax Bill | $3,807 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-089363 |
| Primary APN | 03-089363 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,528 sqft Total Area |
| Basement Area | 1 sqft |
| Finished Basement | 1 sqft |
| Utility Area | 80 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,210 sqft (0.211 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 448 sqft |
| Carport | Carport |
| Carport Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 80 sqft |
| Deck Area | 496 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 089363 |
|---|---|
| Street Address | 11 CLIPPER CT |
| City | BERLIN |
| State | MD |
| Zip | 21811-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT C-01-371 9210 SQ FT CLIPPER CT PL OCEAN PINES SEC 1B |
| Legal Subdivision | OCEAN PINES SEC 01 |
| Legal Lot Number | 371 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950700 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8513 TIMBER HILL CT, ELLICOTT CITY, MD 21043-6070 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Mar 6, 2026 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Apr 28, 2020 | Grant Deed, Transfer · Conventional with PMI PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Prior Sale | Apr 29, 2020 · Amount on Record |
| Deed Book / Page | 9103 / 206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 11 CLIPPER CT, OCEAN PINES, MD 21811-1518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11 CLIPPER CT, OCEAN PINES, MD 21811-1518 |
| Document Number | 0082720242 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 8272/242 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Mar 6, 2026 |
| Property Address | 11 CLIPPER CT, OCEAN PINES, MD 21811-1518 |
| Document Number | 0091030206 |
| Book / Page | 9103 / 206 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8513 TIMBER HILL CT, ELLICOTT CITY, MD 21043-6070 |
| Document Number | 0009103212 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 9103/212 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Apr 28, 2020 |
| Property Address | 11 CLIPPER CT, OCEAN PINES, MD 21811-1518 |
| Document Number | 0076440396 |
| Book / Page | 007644 / 000396 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CLIPPER CT OCEAN PINES MD 218111518, OCEAN PINES, MD 21811-1518 |
| Document Number | 76440402 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 007644/000402 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,807.00 (+9.33%) | $412,467 (+4.2%) | $429,100 (-) Land $181,100 Building $248,000 |
| 2025 | $3,482.00 (+2.68%) Homeowner's exemption | $395,833 (+8.81%) | $429,100 (+13.16%) Land $181,100 Building $248,000 |
| 2023 | $3,391.00 Homeowner's exemption | $363,767 | $379,200 Land $181,100 Building $198,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 26 (1985–2024) |
| Claims Outside the SFHA | 14 of 26 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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